Business Loans

Agriculture Loans

Grow your business with fast, affordable funding. Add acreage, upgrade equipment, maintain inventory, and more — all without sacrificing your savings. We’ll even help you refinance current loans to lighten your financial load.

With over 30 years of agriculture lending experience, we’re uniquely qualified to find financing that works for you. Stop by your local Northstar branch today to learn how we can help your business thrive.

Summary

Agriculture Real Estate Loans

Give your business room to grow. Our lending experts know the local real estate market — so you can rest assured you’re getting the most land for your money.

  • Competitive rates for the purchase, refinance, or construction of agricultural properties
  • Available for owner-occupied or investment properties
  • Repayment terms customized to fit your business's unique needs
  • Lending professionals with working knowledge of the local real estate market
  • Quick, local decision-making and processing
  • Detailed, attentive service from start to finish

Operating Lines of Credit 

Keep your operation running smoothly with easy access to working capital. Get all the financing you need by opening a convenient line of credit and pay interest only on what you spend.

  • Competitive rates for a wide range of business expenses:
    • Working capital
    • Production inputs
    • Inventory
    • Facility improvements
    • And more
  • Enjoy greater financial flexibility with a line of credit
  • Funds available right as you need them
  • Apply once then use again as needed thereafter
  • As principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Repayment terms customized to fit your business's unique needs
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Livestock Loans

Whether you’re adding a few extra head of cattle, or building your herd from the ground up, we have the financing to meet your needs.

  • Competitively low rates for the purchase of livestock
  • Accommodating repayment terms that work uniquely for your operation
  • Lenders with understanding of local agricultural needs
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process

Agriculture Equipment Financing

Get the tools to expand the scope of your business, or upgrade machinery that’s a little worse for wear. Our low rates and convenient terms make it easy to stay on budget.

  • Competitive rates for new or used equipment
  • Customized terms, designed around your business's unique needs
  • Meet your needs without cutting into working capital or savings
  • Avoid lapsed periods in production and outdated equipment
  • Local decision-making and processing for quick approvals
  • Attentive, friendly service from start to finish